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Alphabetical Glossary

F

A run-down of all of the relevant glossary terms beginning with "
F
"

FF&E

FF&E (or 'furniture, fixtures and equipment') is a key acronym often encountered in the property and construction sector. It is similar to OS&E.
Learn more
dospay Escrow & Payments

Articles

Information, guides and blogs about specialist escrow and third-party managed payment services.
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Divorce Escrow: Holding funds during the sale of matrimonial assets
Bespoke
Escrow

Divorce Escrow: Holding funds during the sale of matrimonial assets

Professional escrow services provide an impartial solution for holding sale proceeds during divorce proceedings, avoiding issues with solicitors’ client accounts and SRA rules.
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Negotiating Procurement Fees for FF&E
Construction
Third-Party Managed Accounts

Negotiating Procurement Fees for FF&E

Structuring FF&E procurement fees for high-value design projects to improve transparency, track budgets, and reduce risk effectively.
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Why Lenders Prefer Project Bank Accounts in Construction Finance
Construction
Third-Party Managed Accounts

Why Lenders Prefer Project Bank Accounts in Construction Finance

Lenders increasingly prefer project bank accounts in construction finance due to enhanced control, transparency, and reduced credit risk.
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How Do I Find a (UK) Escrow Agent/Service?
Bespoke
Escrow

How Do I Find a (UK) Escrow Agent/Service?

We explain the key differences between the various escrow services available in the UK.
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Why choose a digital Project Bank Account?
Construction
Third-Party Managed Accounts

Why choose a digital Project Bank Account?

"Digital Project Bank Accounts" are having their day. We delve beneath the software wrappers to have a look.
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Construction Escrow: A Contractor's Guide
Construction
Escrow

Construction Escrow: A Contractor's Guide

We explore the benefits and opportunities of construction escrow, and how to 'sell' the concept to the client.
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Pensions in the Age of Market Uncertainty – Avoiding Trapped Surplus
Corporate
Escrow

Pensions in the Age of Market Uncertainty – Avoiding Trapped Surplus

Discover how pension deficit escrows offer a low-cost, efficient solution to avoid trapped surplus in defined benefit schemes amid market volatility.
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Understanding FF&E Procurement: Should Interior Designers Purchase as Agent or Principal?
Construction
Third-Party Managed Accounts

Understanding FF&E Procurement: Should Interior Designers Purchase as Agent or Principal?

The devil lies in the detail - we explain the nuanced differences between the two.
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High-Value Dealers: Part 3 - Simplifying Compliance with Third-Party Escrow Services
Construction
Third-Party Managed Accounts

High-Value Dealers: Part 3 - Simplifying Compliance with Third-Party Escrow Services

Outsourcing provides an opportunity for interior designers to lighten the compliance burden.
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High-Value Dealers: Part 2 - Practical Steps for Compliance
Construction
Third-Party Managed Accounts

High-Value Dealers: Part 2 - Practical Steps for Compliance

Interior designers are now required to adhere to comprehensive anti-money laundering (AML) regulations. We detail the obligations.
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High-Value Dealers: Part 1 – What's Changing and Why?
Construction
Third-Party Managed Accounts

High-Value Dealers: Part 1 – What's Changing and Why?

Regulators are taking a closer look at interior designers, art dealers and other high-value sellers.
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Where to deposit party wall security for expenses
Real Estate
Escrow

Where to deposit party wall security for expenses

We look at the options for depositing party wall security for expenses under the Party Wall etc. Act 1996
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Why can't law firms in the UK provide escrow services?
Legal
Third-Party Managed Accounts

Why can't law firms in the UK provide escrow services?

Rule 3.3 of the SRA Accounts Rules specifically prohibits the use of a client account to provide banking services.
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Escrow Accounts vs. Third-Party Managed Accounts
Legal
Third-Party Managed Accounts

Escrow Accounts vs. Third-Party Managed Accounts

A guide for law firms - escrow accounts and TPMA's both serve as mechanisms to safeguard funds and control disbursements, but operate in different ways.
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5 reasons clients prefer Project Bank Accounts
Construction
Third-Party Managed Accounts

5 reasons clients prefer Project Bank Accounts

‍Project Bank Accounts (PBAs) have been around for a long time now but, in the wake of Carillion and ISG's collapses, are experiencing a resurgence in popularity, both in the public and private sectors.
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UK Project Bank Account Providers List (2025)
Construction
Third-Party Managed Accounts

UK Project Bank Account Providers List (2025)

A round-up of the institutions that we know are presently offering Project Bank Accounts in the United Kingdom.
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Enabling Construction Works for Overseas Clients through an Escrow Account
Construction
Escrow

Enabling Construction Works for Overseas Clients through an Escrow Account

Securing the construction supply chain against high-risk overseas employers by using a construction escrow account as security for monthly payment.
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Construction Escrow as an alternative to Adjudication
Construction
Escrow

Construction Escrow as an alternative to Adjudication

Pay first, argue never? How to reduce the likelihood of disputes by using construction escrow to guarantee monthly payment amounts.
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Aircraft Purchase Escrow (UK)
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FF&E
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OS&E
Office of Financial Sanctions Implementation (OFSI)
Politically Exposed Person (PEP)
Project Bank Account
Record-Keeping
Sanctions Screening
Security for Expenses
Source of Funds
Source of Wealth
TPMA
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UBO
Frequently Asked Questions
Are escrow agents regulated in the UK?
Can I withdraw money from an escrow account?
Can escrow be used for personal transactions?
Do Escrow Accounts Earn Interest in the UK?
How much does an escrow account cost?
Is Escrow Used in the UK? | UK Escrow Services Explained
What is a project escrow?
What is an escrow agreement?
What is the difference between an escrow and a payment service?
Who owns the money in an escrow account?
Who pays escrow fees in a typical escrow transaction?
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dospay is a trading name of DOS & Co. Ltd, a company registered in England and Wales with company number 08294966.
DOS & Co. Ltd. is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 (FRN: 833374) for the provision of payment services.
All of our GBP escrow and third-party managed accounts are segregated and safeguarded at the Bank of England.