Low- and Zero-Cost Escrow Schemes

UK Retention Deposit Scheme

We hold construction retentions, free of charge, at the Bank of England — for main contractors, subcontractors and the whole supply chain.
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UK Retention Deposit Scheme
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FF&E / OS&E Procurement
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Third-Party Managed Accounts (TPMA's)
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Frequently Asked Questions
Are escrow agents regulated in the UK?
Are my Security for Expenses deposits safe?
Can escrow be used for personal transactions?
Can I withdraw money from an escrow account?
Do Escrow Accounts Earn Interest in the UK?
How much does an escrow account cost?
How much Security For Expenses should I be asked to deposit?
How much should be deposited in a Construction Escrow account?
Is Escrow Used in the UK? | UK Escrow Services Explained
Is Security for Expenses the same as Party Wall Escrow?
What are Party Wall Security for Expenses used for?
What is an escrow agreement?
What is a project escrow?
What is Party Wall Security for Expenses?
What is the difference between an escrow and a payment service?
Who owns the money in an escrow account?
Who pays escrow fees in a typical escrow transaction?
Trust & Impact
DOS & Co. is a Certified B Corporation
Retention Protection Pledge Supporter

Certificate No. 00510
ISO/IEC 27001:2022

© 2026 DOS & Co. Ltd.
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dospay is a trading name of DOS & Co. Ltd, a company registered in England and Wales with company number 08294966.
DOS & Co. Ltd. is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 (FRN: 833374) for the provision of payment services.
All of our GBP escrow and third-party managed accounts are segregated and safeguarded at the Bank of England.